Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
The Opportunity
As a Capital Markets Analyst, you will perform moderately complex to complex work assignments and problem resolution to optimize utilization of USAA's capital and liquidity by managing access to the external capital markets and leading efficient execution of capital market transactions and relationships for all USAA entities including the areas of capital markets reinsurance, asset securitization, debt issuance, committed credit facility and bank relationship management.
We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position is based in San Antonio, TX. Relocation assistance is not available for this position.
What you'll do:
- Leads the entire transaction process including offering documents, underwriting decisions, selecting and pricing assets for securitization, assess risk and model securitization cash flows, managing approvals, relations with internal and external stakeholders, due diligence responses, and more.
- Negotiates price, terms and conditions of transactions and oversees document, memorandum, and statement preparation.
- Leads debt ratings process and potential risk evaluation process.
- Identifies and recommends appropriate risk mitigation efforts.
- May act as a primary point of contact for a specific capital transaction type or line of business (auto loan securitization, credit card securitization, catastrophe reinsurance, debt issuance, credit facility and bank relationship management, or rating agency relationship management) and as secondary point of contact for at least one other area.
- Resolves issues and navigates obstacles to deliver work product.
- Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
- Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
- 4 years of capital markets experience or CFA and 2 years of capital markets experience.
- Proficient knowledge of data analysis tools and techniques to include relevant job-related technical knowledge.
- Proficient knowledge and use of Microsoft Office applications.
What sets you apart:
- Familiarity with Property & Casualty (P&C) Insurance, Life Insurance, and Banking and how to translate key rating agency requirements and concepts to those businesses
- Understand trends with the rating agencies and the industry and applies knowledge of USAA business strategy and results
- Excellent written and verbal communication skills
- Ability to multi task and work in a fast paced environment with excellent troubleshooting, problem solving, time management, and organizational skills
- Direct relationship management experience with numerous counterparties
- Ability to think strategically
Compensation range: The salary range for this position is: $77,120 - $147,390.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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