Spectra Credit Union
Lincolnia, VA, USA
Role We are searching for a Mortgage Loan Officer to actively solicit and originate first mortgages from sources outside Spectra CU's internal first mortgage origination efforts. Facilitate and assist applicants with the residential lending application process, manage borrower expectations and establish valuable trust relationships, resulting in repeat business and loan referrals. This position works with minimal supervision and has a Base Commission pay structure. Major Duties & Responsibilities 50% - Originate first mortgage loans that meet qualifications under various Spectra CU investor loan programs and guidelines. Establish and maintain business contacts that will generate potential new loan volume. These contacts include, but are not limited to, real estate brokers, realtors, and builders. Generates loan leads, solicits new business, and develops and maintains sources. 20% - Collect, examine, and evaluate the borrower’s financial and personal data to counsel and...