Job Description This is an opportunity to join Ascot Group - one of the world's preeminent specialty risk underwriting organizations.
Designed as a modern-era company operating through an ecosystem of interconnected global operating platforms, the employees of Ascot are bound by a common mission and purpose: One Ascot. Ascot's greatest strength is a talented team of professionals who flourish in a collaborative, inclusive, and entrepreneurial culture, steeped in underwriting excellence, integrity, and a passion to find a better way, The Ascot Way.
The Ascot Way guides people and strategic direction. Underwriting platforms collaborate to find creative ways to deploy capital in a true cross-product and cross-platform approach. These platforms work as one through a unique Fusion Model: Client-Centric, Risk-Centric, Technology-Centric.
Built to be resilient, Ascot maximizes client financial security while delivering bespoke products and world class service - both pre- and post-claim. Ascot exists to solve for its clients' brightest tomorrow, through agility, collaboration, resilience, and discipline.
Position Overview: Ascot US is seeking an experienced and detail-oriented
Senior State Filings and Regulatory Analyst to join our dynamic and growing team. This role reports directly to the Director of Product Enablement, a function within the U.S. Legal and Compliance department, and plays a critical part in supporting regulatory compliance and product expansion efforts. In this key role, you will lead the preparation, submission, and management of insurance product form and rate filings across multiple jurisdictions, working closely with Underwriting Counsel, ensuring alignment with regulatory requirements and enabling the timely launch of new and revised commercial lines insurance products This is a high-impact role that combines regulatory expertise with strategic collaboration across Legal & Compliance, Underwriting, Operations/IT and Actuarial teams.
Responsibilities: - Analyze and interpret state-specific regulatory requirements to develop compliant filing strategies; prepare and submit complete filing packets through FilingRamp/SERFF and manage communications with insurance regulators to obtain timely approvals.
- Provide regulatory guidance and subject matter expertise during product development and enhancement discussions to ensure filings align with business objectives and compliance expectations.
- Partner cross-functionally with Underwriting, Actuarial and Operations/IT to coordinate the successful implementation of new and revised product forms, rules, and rating manuals plans across applicable jurisdictions.
- Design, document, and continuously enhance standardized procedures and workflows to support the Product Enablement team and its stakeholders, ensuring high-quality compliance controls and operational efficiency.
- Collaborate with Legal and Compliance team members to monitor, interpret, and implement changes in state regulations affecting commercial lines products, including form, rate, and rule requirements.
- Represent the company in a professional and solutions-oriented manner in all interactions with regulatory agencies, industry organizations, and internal stakeholders.
- Perform periodic quality assurance reviews of Product Enablement processes to identify opportunities for improvement.
- Enhance and maintain existing filing databases and tracking tools to strengthen version control, support audit readiness, and improve transparency into filing status and historical records.
- Commit to The Ascot Way: Demonstrate The Ascot Way in their daily interaction with colleagues, fostering colleague engagement and development, collaboration, inclusivity, and individual accountability.
Requirements: - 7+ years of experience in Property & Casualty (P&C) products and/or rate filings, with a strong preference for expertise in Commercial Casualty lines, particularly General Liability and Commercial Auto.
- In-depth knowledge of insurance bureau organizations and their product offerings, with emphasis on ISO-based products, circulars, and filing protocols.
- Exceptional communication, organizational, and time-management skills, with the ability to clearly convey complex regulatory concepts to both technical and non-technical stakeholders.
- Strong attention to detail and a demonstrated ability to manage multiple projects and priorities effectively in a fast-paced, deadline-driven environment.
- Proactive, self-motivated professional with the ability to work independently while also thriving in a highly collaborative, cross-functional team setting.
- Proficient with SERFF, Adobe Acrobat, Microsoft Word, Excel and Teams, as well as experience with Microsoft SharePoint or similar document sharing platforms. Experience with FilingRamp is a very big plus.
***This position may be filled at a different level, depending on experience*** Compensation Actual base pay could vary and may be above or below the listed range based on factors including but not limited to experience, subject matter expertise, and skills. The base pay is just one component of Ascot's total compensation package for employees. Other rewards may include annual cash bonus, and other forms of discretionary compensation awarded by the Company.
- The annualized base pay range for this role is: $120,000 - $135,000.
Company Benefits The Company provides a competitive benefits package that includes the following (eligibility requirements apply):
Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more
Leave Benefits: Paid holidays, annual Paid Time Off (includes paid state /local paid leave where required), Short-term Disability, Long-term Disability, Other leaves (e.g., Bereavement, FMLA, Adoption, Maternity, Military, Primary & Non-Primary Caregiver)
Retirement Benefits: Contributory Savings Plan (401k)
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