About Global Atlantic Global Atlantic is a leading provider of retirement security and investment solutions with operations in the U.S., Bermuda, and Japan. As a wholly-owned subsidiary of KKR (NYSE: KKR), a leading global investment firm, Global Atlantic combines deep insurance expertise with KKR's powerful investment capabilities to deliver long-term financial security for millions of individuals worldwide. With a broad suite of annuity, preneed life insurance, reinsurance, and investment solutions, Global Atlantic, through its issuing companies, helps people achieve their financial goals with confidence. For more information, please visit
OVERVIEW: The Legal team is seeking an Associate who will join the Des Moines, Iowa based Retail Insurance Legal team to ensure product contracts of the firm's Insurance businesses are written in accordance with applicable laws and regulations, gain new product approvals for fixed annuities, fixed index annuities, registered index linked annuities, 401K annuities, pension transfer products, funding agreements and other innovative insurance products with state Departments of Insurance, and support the product implementation team with enterprise wide new product development.
RESPONSIBILITIES: - Draft contract provisions for new products, with a primary focus on retail annuity products, through collecting and coordinating business requirements from the internal product implementation, actuarial, legal, compliance, operations, and sales teams.
- Develop project timelines and tasks for state product submissions and set expectations for the state approval timelines for the business.
- Analyze legal standards of state insurance laws and/or Interstate Insurance Product Regulation Commission standards in relation to new product development initiatives including impacts to policy and contract form language.
- Correspond and negotiate with state regulators on objections to product submissions and prepare responses.
- Oversee and prepare new product submissions in SERFF and proactively seek ways to streamline the submission process to decrease time between submission and approval.
- Review, file, and gain approval, where required, of consumer advertising and enterprise branding initiatives.
- Partner with our internal marketing team to ensure that final consumer advertising is aligned with requirements of the contract.
- Maintain record of regulated forms history; coordinate with business areas to ensure proper forms are available and used.
- Support new product implementation efforts by providing final disclosure and contract language requirements.
- Support internal operations and third-party administrators to ensure products continue to function in accordance with policy/contract language for all in-force policies.
- Maintain professional contact with state insurance departments, the Interstate Insurance Product Regulation Commission and other insurance professionals throughout the country.
QUALIFICATIONS: - Seven or more (7+) years of experience in the annuity and/or life insurance industry with preference of three or more (3+) in a legal, compliance or product development related function.
- Strong knowledge of insurance products and sales practices, and the ability to comprehend regulatory changes. Knowledge and experience in annuity, 401K annuity, pension risk transfer, and/or funding agreement experience preferred.
- Exceptional communication abilities to articulate complex requirements verbally and through technical writing, along with negotiation and interpersonal skills.
- Familiarity with key aspects of insurance administration.
- PC skills, including experience with Microsoft Office, Adobe Professional and other applicable software.
- A working knowledge of regulatory requirements as they pertain to life insurance and annuities and experience with SERFF.
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Various jurisdictions have passed pay transparency laws that require companies provide salary ranges for any positions for which they are accepting applications. Global Atlantic has offices in Atlanta, Batesville, Bermuda, Boston, Des Moines, Hartford, Indianapolis, and New York City.
The base salary range posted below is inclusive of the lowest cost of living geography to the highest in which we have a Global Atlantic office. Global Atlantic's
base salary range is determined through an analysis of similar positions in the external labor market. Base pay is just one component of Global Atlantic's total compensation package for employees and at times we hire outside the boundaries of the salary range. Other rewards may include annual cash bonuses, long-term incentives (equity), generous benefits (including immediate vesting on employee contributions to a 401(k), as well as a company match on your contributions), and sales incentives. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Compensation for our more senior positions have a larger component of short-term cash bonus and long-term incentives.
The base salary range for this role is $110,000 - $120,000 USD
Various jurisdictions have passed pay transparency laws that require companies provide salary ranges for any positions for which they are accepting applications. Global Atlantic has offices in Atlanta, Batesville, Bermuda, Boston, Des Moines, Hartford, Indianapolis, and New York City.
The base salary range posted below is inclusive of the lowest cost of living geography to the highest in which we have a Global Atlantic office. Global Atlantic's
base salary range is determined through an analysis of similar positions in the external labor market. Base pay is just one component of Global Atlantic's total compensation package for employees and at times we hire outside the boundaries of the salary range. Other rewards may include annual cash bonuses, long-term incentives (equity), generous benefits (including immediate vesting on employee contributions to a 401(k), as well as a company match on your contributions), and sales incentives. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Compensation for our more senior positions have a larger component of short-term cash bonus and long-term incentives.
The base salary range for this role is
$68,000-$129,600 USD
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Global Atlantic reserves the right to modify the qualifications and requirements for this position to accommodate business needs and regulatory changes. Future adjustments may include obtaining specific licenses or certifications to comply with operational needs and conform to applicable industry-specific regulatory requirements, state and federal laws.
